Use of our Service

Using our Service is at your sole risk. Do not misuse the Service.

Our Service does not provide financial, insurance or healthcare advice and is for educational purposes only. You are responsible for ensuring that you comply with all applicable laws and regulations.

Disclaimer of Warranties

Our Service is provided “as is” and “as available,” without warranty of any kind. Without limiting this, we expressly disclaim all warranties, whether express, implied or statutory, regarding the Service including without limitation any warranty of merchantability, fitness for a particular purpose, title, security, accuracy and non-infringement.

The calculator provides estimates based on current regulations and assumptions. Healthcare laws, subsidy calculations, and Medicare rules change frequently. Actual costs, subsidies, and eligibility may differ significantly from the estimates provided.

We do not warrant that the Service will meet your requirements; that the Service will be uninterrupted, timely, secure, or error-free; that the information provided through the Service is accurate, reliable or correct; that any defects or errors will be corrected; that the Service will be available at any particular time or location; or that the Service is free of viruses or other harmful components. You assume full responsibility and risk of loss resulting from your downloading and/or use of files, information, content or other material obtained from the Service.

Limitations

You understand and agree that we will not be liable to you or any third party for any loss of profits, use, goodwill, or data, or for any incidental, indirect, special, consequential or exemplary damages, however arising, that result from:

• your use or inability to use the Service;
• any modification, price change, suspension or discontinuance of the Service;
• the Service generally or the software or systems that make the Service available;
• any other matter relating to the Service.

Our liability is limited whether or not we have been informed of the possibility of such damages, and even if a remedy set forth in this Agreement is found to have failed of its essential purpose. We will have no liability for any failure or delay due to matters beyond our reasonable control.

Accuracy of Materials

The materials appearing on FIRE HealthCalc could include technical, typographical, or photographic errors. We do not warrant that any of the materials on its website are accurate, complete, or current. We may make changes to the materials contained on its website at any time without notice.

Links

FIRE HealthCalc has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by FIRE HealthCalc. Use of any such linked website is at the user's own risk.

Release and Indemnification

You agree to indemnify us, defend us, and hold us harmless from and against any and all claims, liabilities, and expenses, including attorneys’ fees, arising out of your use of the Service, including but not limited to your violation of this Agreement.

Personal and Non-Commercial Use Limitation

This Service is for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the Service.

Modifications

We may modify these terms at any time, or add additional terms that apply to the Service without notice. We encourage you to read the terms regularly.

We reserve the right at any time to modify or discontinue, temporarily or permanently, the Service (or any part of it) with or without notice.

Termination

We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these terms.